Compare rates Must dos Basics Calculators Q & A Tips

Use this work sheet to compare the fine print on credit cards you're considering as well as keeping track of the terms you agree to.

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Feature	Card 1	Card 2	Card 3
Issuer:
Interest rate for:
Purchases
Cash advances
Balance transfers
Penalty for late payment
Fees:
Annual
Late payment
Over-limit
Set up
Cash advance
Rewards program
Finance charges:
One-cycle or two-cycle billing
Minimum finance charge
Interest calculated:
Fixed, variable or tiered basis
Grace period (no. of days):
If you carry a balance
If you pay off the balance monthly
For cash advances
Type of card:
Secured, regular or premium
Perks and rewards:
Rebates
Frequent-flier miles
Insurance
Points
Cash back
Other